Why Other Calculators Show Inflated Returns
Traditional tools only look at what you bought — not what you actually paid. Your ledger captures every rupee.
Traditional Calculators
- Brokerage, STT & taxes not included
- Idle cash in broker account ignored
- Returns can be 2–3% higher than reality
- Breaks with multiple deposits & withdrawals
- No multi-account or multi-broker support
- No benchmark to judge performance
XIRR Ledger
- Every charge auto-captured from your ledger
- Idle cash & timing factored in from day one
- True returns after all costs — no surprises
- Handles deposits, withdrawals & dividends
- Multi-account & multi-broker support
- Compare your returns vs Nifty 50
Three Steps to Your True Returns
No spreadsheets. No manual entry. Just your broker file.
Upload Ledger
Drag & drop your Zerodha CSV or Groww PDF ledger. We auto-detect the broker — no manual setup needed.
Get Your XIRR
Our engine processes every transaction — charges, idle cash, dividends — and calculates precise annualised returns.
Download Report
Get a professional PDF report with XIRR, Nifty 50 comparison, and portfolio timeline emailed directly to you.
Powerful Features for Serious Investors
Everything you need to accurately track portfolio performance
Upload Ledger Files
Simply upload your broker ledger files (CSV or PDF). No manual transaction entry required.
Multi-Broker Support
Works with Zerodha and Groww. Combine accounts from different brokers for consolidated analysis.
Multi-Account Analysis
Analyze multiple accounts simultaneously with individual and combined portfolio XIRR.
Nifty 50 Benchmark
Compare your portfolio against Nifty 50 to see if you're beating the market — with exact numbers.
PDF Reports
Generate professional PDF reports with all metrics — perfect for tax filing or your financial advisor.
100% Private & Secure
Files processed on secure servers, deleted within 24 hours. No registration or account needed.
See a Sample Report
Download a sample PDF to see exactly what analysis and metrics you get — before you try it.